PURCHASE TERMS AND CONDITIONS
Discounts up to 11%
Fisrt payment: from 10% of apartment value.
For the construction period the instalment is interest-free. During this period, you have to pay at least 50% of the apartment value.
The residue can be divided into monthly payments for another 5 years. In this case, 7 to 12% per annum will be charged depending on the term chosen and the residue amount.
As part of the accreditation with the partner bank "CRYSTALBANK" you have the opportunity to use a loan program "Step to your own housing" with record low interest rates for the use of loan funds. Advantages of the lending program:
- fast decision-making on the possibility of credit granting and obtaining a bank loan
- the lowest interest rates on Bank loan (from 0.01% per annum)
- convenient loan repayment profile (classic)
- flexible credit terms: from 1 to 20 years
- advanced repayment of credit without penalties or any restrictions
- no monthly fees
- no additional security requirements posed by the Bank
- no real estate appraisal costs
Credit terms for the program "Step to your own housing"
|Credit repayment method||Classic|
|Credit term, month||240||240||12||240||240||240|
|Initial instalment||With advance instalment 50%||With advance instalment 30%|
|Lending terms||Option 1||Option 2||Option 3||Option 4||Option 1||Option 2|
|Interest rates (nominal)||first 12 months (1st year)||0,01 %||0,01 %||5,0 %||7,5 %||6,0 %||13,0 %|
|13 - 18 months (inclusive)||-||21,5 %|
|19 - 24 months (inclusive)||18,9 %||20,9 %|
|3rd year||24,0 %||22,0 %|
|Single credit facility fee, excluding VAT||1,5 %||1,0 %||0,5 %||3,5 %||2,0 %||1,5 %|
|Monthly fee for credit administration||None|
You can find detailed information about credit terms and conditions "Step to your own housing" in the sales offices or "Crystalbank" specialists.