PURCHASE TERMS AND CONDITIONS
Discounts up to 11%
Fisrt payment: from 10% of apartment value.
For the construction period the instalment is interest-free. During this period, you have to pay at least 50% of the apartment value.
The residue can be divided into monthly payments for another 5 years. In this case, 7 to 12% per annum will be charged depending on the term chosen and the residue amount.
As part of the accreditation with the partner bank "CRYSTALBANK" you have the opportunity to use a loan program "Step to your own housing" with record low interest rates for the use of loan funds. Advantages of the lending program:
- fast decision-making on the possibility of credit granting and obtaining a bank loan
- the lowest interest rates on Bank loan (from 0.01% per annum)
- convenient loan repayment profile (classic)
- flexible credit terms: from 1 to 20 years
- advanced repayment of credit without penalties or any restrictions
- no monthly fees
- no additional security requirements posed by the Bank
- no real estate appraisal costs
Credit terms for the program "Step to your own housing"
Credit repayment method | Classic | ||||||
Credit term, month | 240 | 240 | 12 | 240 | 240 | 240 | |
Initial instalment | With advance instalment 50% | With advance instalment 30% | |||||
Lending terms | Option 1 | Option 2 | Option 3 | Option 4 | Option 1 | Option 2 | |
Interest rates (nominal) | first 12 months (1st year) | 0,01 % | 0,01 % | 5,0 % | 7,5 % | 6,0 % | 13,0 % |
13 - 18 months (inclusive) | - | 21,5 % | |||||
19 - 24 months (inclusive) | 18,9 % | 20,9 % | |||||
2nd year | |||||||
3rd year | 24,0 % | 22,0 % | |||||
Single credit facility fee, excluding VAT | 1,5 % | 1,0 % | 0,5 % | 3,5 % | 2,0 % | 1,5 % | |
Monthly fee for credit administration | None |
You can find detailed information about credit terms and conditions "Step to your own housing" in the sales offices or "Crystalbank" specialists.